Credits

All things have been small before being large, and we have solutions for the contractors with vision and long-term projects, offering specially designed products to support SMEs growth. Because we believe in dreams came true. Especially, in yours!

  • Fast credit for working capital
  • Credit for investments

Fast credit for working capital

Characteristics:

  • maximal amount: RON 2 million
  • minimal amount: RON 100,000
  • lending period: 12 months for the revolving credit and up to 36 months for the credit by instalments

Advantages:

  • rapid contracting,
  • interest and fees can be drawn from the credit.

Credit for investments

The credit can be used to finance expenses related to business expansion, as well as for the procurement of equipment, building production spaces, etc.

Characteristics

  • currency – RON,
  • value – minimum RON 100,000, maximum RON 2 million,
  • granting period: maximum 10 years,
  • period of grace: up to 12 months, not applicable to refinancing,
  • repayment in equal monthly or quarterly instalments ,
  • own contribution – 15% in case of secured credits and 30% in case of unsecured credits.