Cards

Mastercard Gold Debit Card

Mastercard Gold debit card is a premium card with access to an account opened in RON.

By using this card, you get access to a series of exclusive benefits in the country and abroad.

Now you can apply 100% online for Mastercard Gold debit card!
Save time and money. Apply now 100% online for Mastercard Gold debit card within eSential Package to benefit from essential banking products and services: premium debit card, Internet Banking and SMS Alert service through which you are notified about the activities associated with your current account.

  • Benefits
  • MasterCard Lounge
  • LoungeKey
  • Priceless Cities
  • MasterCard Premium

Benefits

Benefits of Mastercard Gold debit card:

ZERO COMMISSION:

  • card issuance (supply);
  • when paying by card for purchases in stores and online;
  • for transfer between current account at bank’s ATMs;
  • to change PIN at bank’s ATMs.

The complete list of debit cards applicable commissions can be consulted here.

FLEXIBILITY:

  • valid for 5 years;
  • up to 5 additional cards;

SIMPLICITY AND RAPIDITY:

  • with the Gold Mastercard card you benefit from Contactless technology which allows you to make small value payments by only approaching the card to the POS device, with no need to write your PIN code;
  • when using the card, by setting up PIN password and activating the card at any bank’s ATMs;

SAFETY:

For increased security, download for free from Google Play or App Store the EximPay application of biometrical authentication, through which you can authorize transactions on the Internet. Consult the use manual here. 

If you do not have a mobile number registered in the bank’s systems, contact Cards Assistance Service to update the information!

  • the optional SMS Alert service: by activating it you receive in real time, on your mobile phone, information about the transactions you authorized (shopping and cash withdrawals by card).


PRIVILEGED STATUS:

  • during your travels abroad, through:
    – free access, limited to 2 entries/year/airport to Mastercard Business Lounge in Henri Coanda Airport of Bucharest, Traian Vuia Airport of Timisioara, Sibiu Airport, Avram Iancu Airport of Cluj – Napoca (business lounges are temporarily closed for for expansion works until February 2024) and Vienna International Airport;
    – access (against payment) to over 1.400 Home (loungekey.com) waiting halls in over 1.000 airports of the world;
    – special offers and unique experiences in the major cities in the world by Priceless Cities;
  • in the country, through:
    – discounts and special offers from top locations in Romania through MasterCard Premium & Business program,
    – promotions organized by MasterCard; to be up to date with the latest news, click here.

PROMPTITUDE:

  • if you are abroad and you can no longer use the card (it is lost/stolen/damaged), we are here for you offering emergency services:
    – emergency cash release:  we quickly provide you with an amount of cash (minimum USD 100);
    – virtual payment: ensuring a single cardless payment; in this way you can pay in pressing situations: hotel services, restaurant meals, rented car, medical services;
    – reporting lost/stolen card: call and announce the lost/stolen card to be blocked; in this way you will not be responsible for any unauthorized transactions performed with the respective card;

COMFORT

  • avoid trips and lines by paying the taxes, fees and fines with your Gold Mastercard card on Ghiseul.ro

MasterCard Lounge

  • free access, within the limit of 2 entrances/per year/airport, to the Mastercard Business Lounge from Henri Coanda airport in Bucharest, Traian Vuia airport in Timisoara, in Sibiu airport, Avram Iancu airport in Cluj-Napoca* and Vienna International Airports;
  • easy access to the lounge, by simply presenting the GoldMastercard, accompanied by an identity card and boarding card;
  • relaxing and comforting environment, snacks and soft drinks, equipment and internet access, smoking area;
  • access to all Gold Mastercard cards that are valid, are not blocked, declared lost or stolen, or that cannot be used for payment transactions;
  • access to all Gold Mastercard cards that are active, where an active card means a card with at least one POS or e-commerce transaction settled, in the last 30 days, until no more than 96 hours before entering the salon;
  • For more information about the benefits of Mastercard Premium Business Lounge Access program, you can consult the rules and conditions right here.

*) The Intrenational Cluj Napoca Airport Business Lounges are temporarily closed for for expansion works until February 2024

LoungeKey

Comfort and relaxation between international flights, in over 1,000 airports of the world  

  • access to over 1,400 “LoungeKey” lounges in over 1,000 world airports for the Gold MasterCard card holder and one guest;
  • access is allowed regardless of the airline you are flying with or the plane ticket class;
  • relaxation facilities, snacks and soft drinks, access to internet, etc.
  • participating airports of Romania:
    – “AVRAM IANCU” Cluj-Napoca,
    – “TRAIAN VUIA” Timisoara –International Departures Sky Business Lounge Terminal,
  • easy access to lounge, by:
    – by simply showing the Gold Mastercard card, accompanied by an identity document and the boarding;
  • always mention the staff of the lounge reception the card enrollment in “LoungeKey” lounge and check the visit details, registered on the receipt;
  • costs: USD 30 per person, per visit.

Both the Gold Mastercard card holder, and his/her guest have the obligation to comply with the conditions of utilizing the “LoungeKey” program.

The terms of use can be changed without previous notification.

Priceless Cities

Gold MasterCard brings you special offers on trips through Priceless Cities.

Register and enjoy the surprises offered by:

  • touristic attractions,
  • hotels,
  • restaurants and bars,
  • cultural places,
  • sports clubs,
  • event organizers,
  • excursion organizers, etc.

from cities in Europe, North America, Latin America, Arabia, Asia Pacific, Africa.

MasterCard Premium

Top merchants in Romania, in fields such as: fashion, jewelry and accessories, restaurants, spa, gifts and decorations, etc., spoil you with discounts all year round, through the Mastercard Premium & Business program. See here the valid offers.