More deposits
Advantages
- You can choose from a wide range of terms and methods of interest payment ways;
- Fixed interest rate for the whole deposit period, regardless of the market evolution;
- Zero cash withdrawal fee for deposits with higher maturity than 180 days (inclusively);
- Automatic extension of the deposit at maturity, with the following options of interest payment:
– capitalization of the interest at maturity (the accrued interest will be added to the initially deposited amount),
-payment of interest at maturity (the accrued interest will be transferred into the current account, where it is available at any moment).
- From now on you can set up and extend deposits on term through Internet Banking service;
- The deposits are secured by the Bank Deposits Guarantee Fund of Romania, within the limit of EUR 100,000 ceiling, in RON equivalent per depositor.
Characteristics
Deposit with interest paid on maturity
- Available at the bank’s desks and through Internet Banking;
- Currency: RON, EUR, USD, GBP, CHF;
- Minimum amount: 500 RON, 150 EUR/USD/GBP/CHF;
- Interest rates table (%/year):
| Period | RON | EUR | USD |
|---|---|---|---|
| 30 days | 4.75 | 1.50 | 2.15 |
| 90 days | 5.25 | 2.05 | 2.65 |
| 180 days | 5.45 | 2.55 | 3.05 |
| 270 days | 5.45 | 2.50 | 3.50 |
| 365 days | 5.50 | 2.85 | 3.50 |
| 540 days | 5.00 | 2.50 | 3.50 |
| 730 days | 5.00 | 2.50 | 3.50 |
Deposits with monthly interest payment
- Available at the bank’s counters and through Internet Banking;
- Term: 3 months, 6 months, 12 months;
- Currency: RON and EUR;
- Minimal amount: RON 1500 or EUR 500;
- Interest rates table (%/year):
| Period | RON | EUR |
|---|---|---|
| 90 days | 5.15 | 1.95 |
| 180 days | 5.35 | 2.45 |
| 365 days | 5.40 | 2.75 |
The interest rates change starting on April 22, 2024.