Insurance policy for medium and long-term export credits


EximBank insures the recovery of up to 85% of the losses incurred as a result of medium- and long-term export contracts signed with foreign partners.

  • Romanian exporters without any other form of insurance committed
  • insured period: up to 2 years – the policy may be renewed
  • currency: RON or other currencies, same as the export contract

Insured risks for export credits

  • commercial risks incurred before or after delivery, due to the debtor’s insolvency or to long-standing debts unpaid by them, or if the debtor cancels the export contract unilaterally, including by an unjustified refusal to accept exported goods and services;
  • political risks incurred before or after delivery (difficulties and delays in transferring money from the importer’s country, as a result of a general moratorium on foreign debt, actions taken by foreign governments which impede the running of the export contract, other risks regarding public debtors)
  • force majeure risks (natural catastrophes, floods, earthquakes, volcanic eruptions, wars etc.)
  • may be used as collateral, to fund complex export operations
  • allows the access of Romanian exporters to markets with a high risk exposure

Questionnaire on Environmental and Social Impacts of Export Transactions


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