Investment Loan

• minimal amount: RON 20,000
• maximal amount: RON 2,000,000 *
• currency: RON
• maximal lending period: 10 years

* According to the sizing criteria of the bank and without exceeding RON 2,000,000 per client/group of clients.

Utilization:

The amounts can be used to cover expenses regarding:

• procurement of goods such as machines/equipment/transportation means;
• modernization/procurement/building real estate assets;
• agricultural lands for the clients whose main activity is agriculture;
• refinancing, by taking over in full the investments credit from another Bank, including the current interest and fees related to the early credit repayment;
• the amounts the client paid from its own sources (retro funding) for:

– procurement of goods such as machines/equipment/transportation means;

– modernization/procurement/building real estate assets;

– agricultural lands for the clients whose main activity is agriculture (expenses not older than 12 months before the draws from the credit)

Advantages:

In case of refinancing, the current interests and fees can be paid as related to the early credit repayment.