I.WHO ARE WE?
EXIM BANCA ROMANEASCA is a romanian legal entity, with headquarters in Bucharest, 6A Barbu Delavrancea st., 1st District, registered with the Register of Credit Institutions under no. RB-PJR-40-015/18.02.1999 and in the Trade Register under no. J40/8799/1992, has the fiscal registration code RO 361560, the unique identifier at European level (EUID) ROONRC. J40/8799/1992 and subscribed and paid-up share capital of RON 803,675,412.
II. WHO ARE WE ADDRESSING TO?
Through the Cookies Policy (“Cookies Policy”), Exim Banca Romaneasca addresses all those who visit www.eximbank.ro, regardless of whether they are subscribers of an electronic communications service intended for the public or users of the service (“Visitors” or “You”).
III. DEFINITIONS AND INTERPRETATIONS
III.1. In the Cookies Policy there are a number of terms that we want to explain to Visitors in order to better understand this document and its purpose:
(iv) terminal equipment,
(vi) similar technologies to cookies.
Website – a group of pages presenting texts, images, animations created by an organization or individual for the purpose of presenting or capturing information. Every website has a domain (e.g. “.com”; “.org”; “.ro”; “.uk”, etc.), a name and owner. All publicly accessible websites form the world wide web (“www”). The Exim Banca Romaneasca website has the name “eximbank” and the domain “.ro” (www.eximbank.ro).
Server – a software program that provides services to other software programs. It can be called a server and the computer on which these types of programs run.
Browser – a software program that allows Visitors to display text, images and other information from a page published within a website. It also allows Visitors to communicate with the information provider. The most popular browsers are Chrome (or Google Chrome), Firefox (or Mozilla Firefox) and Safari (created for Apple terminal equipment).
Terminal equipment – the device from which a Visitor accesses a website, such as computer, laptop, smartphone, tablet, smart TV, smart watch, etc.
Cookies – small files, generally made up of texts and numbers.
How do cookies work?
When accessing a website, files are saved in the browser used by the one using the terminal equipment through which he accesses that website (the website issues a request to the browser). At each subsequent access to the website, the browser sends these files to the server of the accessed website.
Similar technologies to cookies – allow the collection of information that may include device type, access time, browser type and version, website visited.
III.2. Within the Cookies Policy, transmissions to cookies and similar technologies cookies will be marked by the word “Cookies”. When we consider only technologies similar to cookies, we will expressly state this.
IV. PURPOSE OF COOKIES POLICY
The purpose of the Cookies Policy is to inform you, as Visitors, about all Cookies that will be placed on the Exim Banca Romaneasca website (“Exim Banca Romaneasca website”).
All information can be found in the Cookies Policy and in Annex no. 1 of the Cookies Policy (“Appendix 1”). Exim Banca Romaneasca will update the Cookies Policy and Annex 1 so that you have complete and real-time information on all Cookies.
With two exceptions, which will be detailed below in Chapter IX of this document, in order to place Cookies on the Exim Banca Romaneasca Website, Exim Banca Romaneasca has the obligation to request your consent for placement.
In the absence of your consent, when accessing the Exim Banca Romaneasca website, the files will not be saved in the browser used by you and, consequently, will not be transmitted to the server of the Exim banca Romaneasca website whenever you return to this website.
In order to obtain a valid agreement for placing Cookies on the Exim Banca Romaneasca website, Exim Banca Romaneasca will provide, through this document, detailed information about Cookies.
V. TYPES OF COOKIES
As mentioned above, in Appendix 1 you will find all Cookies detailed. In order to understand each Cookie, we consider it useful for you to present the types of Cookies.
Cookies are classified according to a number of criteria, such as: owner, duration and purpose. A cookie always has an owner, duration and purpose.
Depending on the owner, cookies are first party or third party cookies.
Cookies placed by Exim Banca Romaneasca on Exim Banca Romaneasca website are First Party Cookies or Own Cookies, and Cookies placed by Third Parties on Exim Banca Romaneasca website are Third Party Cookies or Third Party Cookies.
On the date of this Cookies Policy, third-party cookies are placed on Exim Banca Romanesca’s website, as well as a first-party cookie.
Depending on the duration, Cookies are of session or permanent.
Cookies that automatically expire when the session ends on the Exim Banca Romaneasca website are session cookies, and cookies that expire at a certain period of time from the end of the session on the Exim Banca Romaneasca website (e.g. at 1 day, 3 months, 6 months, 1 year, 2 years, etc.) are permanent cookies.
At the date of this Cookies Policy, both session cookies and permanent cookies are placed on the Exim Banca Romaneasca website.
Cookies can have several purposes, for example:
- to retain information about the choices made by the visitor regarding the font, language or any other sections of the website that can be customized by the visitor to benefit from the best browsing experience. We generically call these cookies “functionality Cookies“.
- to collect information regarding the use of a website (number of visitors, how many unique visitors there are, from which areas (as physical space) the website is accessed, what pages were accessed, how many hits the website had, which keywords were used in search engines through which the website was reached, the response time of the website to an order to access a page, detecting navigation problems on the website, how long it was spent on the website, etc.), which are subsequently analyzed in order to improve the way the website works so that the visitor’s interaction with the website is as good as possible. We generically call these cookies “performance Cookies”.
At present date, performance cookies are placed on the Exim Banca Romaneasca website by Google.
Exim Banca Romaneasca accesses the information collected through Performance Cookies, placed on the Exim Banca Romaneasca website by Google, whenever it wants, based on an account it holds in the Google Analytics application. This application is the property of Google and stores information about the pages visited, the duration of browsing the website, the way in which the website was accessed (for example, desktop or mobile), as well as the sections accessed within the pages of the Website (for example, products, news, careers, etc.).
More details on Google Analytics can be found here.
Exim Banca Romaneasca uses the above-mentioned information, stored in the Google Analytics application, in order to track whether the Exim Banca Romaneasca website meets the Visitors’ requirements, to prioritize the improvement of the processes carried out, as well as to monitor the impact of online promotion campaigns such as Google AdWord (ads displayed on Google search).
Google Analytics does not provide Exim Banca Romaneasca with personal information, therefore, this information cannot be used by the bank to identify the Visitor.
(c) collect information to deliver personalized advertisements to visitors and their interests, to limit the number of times an advertisement is viewed or to measure the effectiveness of advertising campaigns. We generically call these cookies “advertising Cookies”.
On the date of this Cookies Policy, advertising cookies are placed on the Exim Banca Romaneasca website by Facebook.
VI. COOKIES PLACED ON EXIM BANCA ROMANEASCA WEBSITE
In Appendix 1, next to each Cookie, you will find information on: the name of each Cookie, its owner, its duration, purpose, the information it accesses and the functioning mechanism of that Cookie.
In the event that a Cookie is not placed by Exim Banca Romaneasca, but Exim Banca Romaneasca uses the information collected by a third party through this Cookie or the results of the analyzes performed by the third party on the information collected through this Cookie, we will indicate in Annex 1 what information we use, how and for what purpose.
As far as third-party cookies are concerned, Exim Banca Romaneasca, by virtue of its obligations under the legislation in force, will indicate in Appendix 1 the general purpose of each such Cookie, as well as how you can use browser settings or other similar technologies to delete stored information or refuse the placement of such Cookies. All this information will faithfully reflect the information made public by third party holders, Exim Banca Romaneasca being unable to intervene on this information.
VII. YOUR CONSENT TO PLACE COOKIES
Exim Banca Romaneasca will not place and will not allow the placement of Cookies on the Exim Banca Romaneasca website except on the basis of your valid consent, respectively on the basis of a (i) freely expressed, (ii) specific, (iii) unequivocal and (iv) informed agreement.
You have full freedom to choose whether or not to express your consent to the placement of Cookies on the Exim Banca Romaneasca website. Exim Banca Romaneasca will not block or disrupt access to Exim Banca Romaneasca Website if you do not agree with the placement of Cookies on Exim Banca Romaneasca Website.
If you agree to the placement of Cookies on the Exim Banca Romaneasca website, you can express your consent immediately after accessing the website or while browsing the Exim Banca Romaneasca website by ticking/unchecking the checkboxes corresponding to the desired types of cookies in the “Cookie Settings” section accessible through the menu available at the bottom of the website.
The given consent will be valid at each access to the Exim Banca Romaneasca website, as long as you access the Exim Banca Romanesca website, if you do not withdraw it while browsing according to the procedure below. If you return to the Exim Banca Romaneasca website, Exim Banca Romaneasca will request a new agreement for placing Cookies after 30 days from the date of the last access to the site.
VIII. WITHDRAWAL OF CONSENT TO THE PLACEMENT OF COOKIES
While browsing the Exim Banca Romaneasca website, you have the possibility to modify your options regarding any and all Cookies by withdrawing your consent by ticking/unchecking the checkboxes related to the desired types of cookies in the “Cookie Settings” section accessible through the menu available at the bottom of the Website.
You have full freedom to choose whether or not to withdraw your consent to the placement of Cookies on the Exim Banca Romanesca website. Exim Banca Romaneasca will not block or disrupt access to Exim Banca Romaneasca website if you partially or totally withdraw your consent to place Cookies on Exim Banca Romaneasca website.
IX. EXCEPTIONS TO THE AGREEMENT RULE
As mentioned above, there are exceptional situations, expressly provided by the legislation in force, when Exim Banca Romaneaca is not obliged to request your consent for the placement of Cookies.
These exceptional situations are:
(i) when the placement of Cookies is done exclusively for the purpose of transmitting a communication through the website;
(ii) when the placement of Cookies is strictly necessary in order to provide an information society service, expressly requested by the visitor;
(iii) when placing functionality cookies.
We generically call these cookies “strictly necessary cookies”.
X. FINAL PROVISIONS
Additional information on Cookies can be found at:
- Directive 2002/58/EC concerning the processing of personal data and the protection of privacy in the electronic communications sector.
- Directive 2009/136/EC amending Directive 2002/22/EC on universal service and users’ rights relating to electronic communications networks and services, Directive 2002/58/EC concerning the processing of personal data and the protection of privacy in the electronic communications sector and Regulation (EC) No …/… 2006/2004 on cooperation between national authorities responsible for the enforcement of consumer protection laws (PDF)
- Law no. 506/2004 on the processing of personal data and the protection of privacy in the electronic communications sector, with subsequent amendments and completions
- Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of individuals with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation)
- Article 29 Working Party Opinion no. 4/2012 on cookies exempted from obtaining consent, June 2012 (PDF)
- World Wide Web Consortium, Tracking Preferences Expression (DNT), W3C Working Draft, 2 Octombrie 2012.
- Secure Cookies
The Cookies Policy includes this document and its annexes. Exim Banca Romaneasca reserves the right to modify or fully revise the Cookies Policy.
If from the information presented by the Cookies Policy, there is a need to obtain additional information, you can contact us at the registered office address mentioned in Chapter I above, or at the e-mail address firstname.lastname@example.org.