Business Card

Mastercard Business attached to a current account in RON is addressed to the companies which want to offer their representatives a fast and safe payment way for the services and goods required to conduct their professional business.


  • Benefits
  • VAT recovery
  • Business Bonus
  • Useful info
  • Assistance



  • card issuance (supply);
  • when paying by card the shopping in shops and on Internet;
  • PIN change on the bank ATM;

The complete list of the commissions applicable to business debit cards can be read here .


  • valid for 5 years;
  • unlimited number of additional cards;


  • by the card Mastercard Business Contactless you pay simply and quickly at a POS, only closing the card to the card reader; the small value payment do not have to be confirmed by PIN code;
  • in card use, by setting up the PIN password and card activation in any bank ATM;


  • Mastercard SecureCode – your card is automatically and free of charge enrolled in the service  Mastercard SecureCode™; in this way, you can pay  on-line in increased safety conditions by only 3 steps:
    1. you initiate the payment at the enrolled on-line shop;
    2. you insert the sole security code received by SMS (valid only for the enrolled 3D Secure on-line shops);
    3. confirm the transaction.
  • optional service SMS Alert: by activating it you will receive in real time, on your mobile phone, information about authorized transactions (shopping and cash withdrawals by card);


  • during your trips abroad, by access (for a charge) in over 800 of the lounges LoungeKey of over 500 airports in the world;


  • benefits program and offers for your business
  • discounts at Mastercard partners worldwide, click here for details


  • if you are abroad and you can no longer use the card (it is lost/stolen/damaged), we are close to you with emergency services:
    – emergency cash release: we rapidly make available an amount of cash (minimum USD 100);
    – virtual payment: assuring a single payment without card presence; in this way you can pay in difficult situations for: hotel services, restaurant meals, rented car, medical services;
    – report of lost/stolen card: call and announce the lost/stolen card to block it up; in this way you are no longer accountable for the possible unauthorized transactions conducted with the respective card.

If you need one of such services, contact us on the phone at + 40 21.304.81.00 (callable 24h/24, 7 days of 7).

VAT recovery

If you have external activity, you can request the VAT return for the expenses made for business.

In case you travel abroad for business, make sure you request back the added value tax (VAT) fir expenses, such as:

  • Hotel/Restaurant
  • Fuel/Transport
  • International fairs and events
  • Telecommunications
  • Training sessions
  • Inter-company expenses
  • Publicity/Professional taxes
  • Protocol and many others

For the owners of Mastercard Business cards, the return service – offered in partnership with Taxback International – stands for the minimization of losses generated by the failure to VAT recover and the guarantee of compliance with international fiscal rules.

Advantages of VAT reimbursement:

  • Cutting down costs with travels abroad;
  • Reimbursements in 44 states;
  • Maximization of reimbursement potential;
  • Free of charge assessment of reimbursable amount;
  • Correction of non-eligible documents;
  • Online monitoring and reporting;
  • Analysis of performance data;
  • Quarterly applications submission;
  • Dedicated Account Manager;
  • Assistance 24/24;
  • Preferential commissions for the transactions conducted by Mastercard cards;
  • No commission in advance or for reimbursement.

Register yourself for a free assessment of the reimbursable amount here .

List of countries reimbursing VAT and examples of eligible expenses here .


Business Bonus

  • benefits and offers for your business
  • solutions for saving and making the company’s expenses more efficient
  • discounts at merchants in the field of travel, rent a car, electronic signature and many others, details here

MasterCard Business brings you special offers when travelling through Priceless Cities.

Register yourself on the site and enjoy the surprises offered by:

  • hotels,
  • restaurants and pubs,
  • touristic places and cultural establishments,
  • sports clubs,
  • event organizers,
  • trip organizers, etc.

from towns of Europe, North America, Latin America, Arabia, Asia, Pacific, Africa.


You can sign in for free as a member of Avis Preffered Club and Hertz Gold Plus Rewards, to benefit of discounts and other advantages on renting a car.

Avis Preffered Club:

Sign in as a member and you benefit of this tatus for 3 years.

For registration:

– access the site, section “Join Avis Preffered“:
– insert your e-mail address,
– select the residence country,
– select “Leisure” in section “Account type”,
– insert the promotional code: Business MasterCard.

To finish the registration we need your driving license and the debit card MasterCard Business.

– you will receive an e-mail with the number of your membership of Avis Preffered Club.

To rent a car, you access and authenticate yourself using the member number of  Avis Preffered Club.

Discounts and privileges for the members of Avis Preffered Club:

  • 10% secured discount from the “leisure” type tariffs or up to 20% from the standard tariffs in Europe, Middle East and Africa; the discounts may not be available in all the locations all the time;
  • a car from a higher class than the chosen one, offered for free, depending on the cars available.

The terms and conditions specific to the members of Avis Preffered Club shall always be applied .

Hertz Gold Plus Rewards

Sign in as a member and you benefit of this tatus for 4 years.

For registration:

– access the site and insert the requested details; to finish registration we need your driving license and the debit card  MasterCard Business;

– after registration confirmation, you will receive the number of member and a copy of the member card (which you can print);

To rent a car, you access the site or visit the Hertz locations and authenticate yourself using the member number of  Hertz Gold Plus Rewards.

Discounts and privileges for the members of Hertz Gold Plus Rewards:

  • up to 10% discount on the best tariffs;
  • a car from a higher class than the chosen one, offered for free, depending on the cars available – the voucher can be downloaded from the page and is handed over Hertz reception when taking over the car;
  • the option of a second driver; offered for free;
  • 500 Gold Plus Rewards points, to be used for one day of free renting during weekend.

The terms and conditions specific to the members of Hertz Gold Plus Rewards shall always be applied.

Comfort and relaxation between international flights in over 500 airports worldwide

  • access to over 800 “LoungeKey” lounges of over 500 worldwide airports  for a holder of MasterCard Business card and one guest;
  • access is allowed irrespective of the airline or the class of the plane ticket;
  • relaxation facilities; snacks and soft drinks; access to Internet, etc.
  • participating airports of Romania:
    – “AVRAM IANCU” Cluj-Napoca,
    – “TRAIAN VUIA” Timișoara – Terminal International Departures Sky Business Lounge.
  • easy access to the lounge, by simply showing the MasterCard Business, accompanied by the identity card and the boarding card;
  • tell the lounge reception staff that your card is enrolled in the program “LoungeKey” and verify the visit details, registered on the receipt;
  • costs: USD 30 per person, per visit.

Details about the participating lounges and access conditions:

  • through the application “LoungeKey” on mobile devices; you should previously sign in on the web page to view the information from the mobile application;
  • by contacting the clients’ assistance service LoungeKey, in the ways shown in section “Customer Support” of the above mentioned web page.

Both the holder of MasterCard Business card, and his/her guest should comply with the use conditions of the “LoungeKey”, as they are specified on the web page.

The use conditions can be changed without previous notification.

Useful info

Trading limits of debit cards  

MasterCard Business:

Maximum daily amount to be withdrawn in cash from ATM/POS National:  RON 10,000
International:  EURO 2.000
Maximum weekly amount to be withdrawn in cash from ATM/POS National:  RON 70,000
International:  EURO 14,000
Maximum monthly amount to be withdrawn in cash from ATM/POS National:  RON 300,000
International:  EURO 60,000
Maximum amount for shopping Unlimited

Exchange rate – card transactions abroad

The exchange rate between the transaction currency and RON will be automatically performed by MasterCard Worldwide at the domestic exchange rate in the settlement day. To check up the exchange rate, consult the foreign currency conversion calculator of MasterCard Worldwide, available on MASTERCARD website.

To avoid conversion commission drawn by the accepting bank for the cash withdrawal transactions, or by the traders, when abroad, you have to select the local currency (and not RON) at the ATM or POS when the conversion message is displayed.


Emergency assistance for cards and services

  • Clients assistance service: +40 21.304.81.00: 24 hours – 7 days a week;
  • Assistance services for available cards:
Description Call center
Activation/cancellation/change of SMS Alert service * *
Blockage and replacement of the lost/stolen card or in case of fraud suspicion * *
Replacement of damaged card/change of name *
Re-issuance of PIN password * *
Change  of PIN password *
Resetting  of PIN password *
Temporary card blockage/unblockage *
Card unblockage after inserting a wrong PIN password * *
Activation/deactivation of the possibility to make transactions on Internet * *
Updating demographic data *
Change of trading limits/Change of the current account with access through a debit card *
Balance interrogation * *
Request of information about transactions posted in the account, authorized, unauthorized * *
Information on card functionalities, card benefits * *

Emergency services during travels abroad:
If you can no longer use the card (it is lost/stolen/damaged), we can help by:
– emergency cash release: we rapidly make available an amount of cash (minimum USD 100);
– virtual payment: performance of a single payment without the card presence; in this way, you can pay in pressing conditions the hotel, restaurant of car renting;
– reporting the lost/stolen card: call and announce the lost/stolen card to be blocked; thus you avoid the possible unauthorized transactions.

Ask for the above services on the phone +40 21.304.81.00.

Commissions for emergency services during travels abroad   MasterCard Business
Reporting the lost/stolen card EUR 35
Emergency cash release EUR 100
Sole virtual payment (Virtual Concierge) EUR 130


  • Comisioane servicii de urgenta in timpul calatoriilor in strainatate MasterCard Business
    Raportare card pierdut/furat 35 EUR
    Eliberare numerar in regim de urgenta 100 EUR
    Plata virtuala unica (Virtual Concierge) 130 EUR


The Insurance – Reinsurance company Exim Romania specializes in covering financial risks both for export operations and internal commercial transactions.

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