100% online banking products from Exim Banca Romaneasca

Exim Banca Romaneasca provides individuals the e-bancamea.ro platform through which it offers easy, fast and secure access, 100% online, to a complete package of products and services: current account in lei, debit card (Mastercard Gold), SMS Alert service and Internet Banking, reunited under the name of eSential Package.

The platform makes it possible to enroll in just 10 minutes, from a mobile phone, tablet, laptop or desktop, after completing four steps:

  1. IDENTIFICATION – Exim Banca Romaneasca collects a first set of data from the future client in order to start the enrollment process.
  2. ABOUT YOU – The bank requests the customer’s identification elements.
  3. VIDEO CALL – Exim Banca Romaneasca validates the information provided by the client through a video call.
  4. SIGNING – The future customer electronically signs the documents associated with the eSential package.

At the end of the process, the client receives the digitally signed contract, the credentials for accessing the Internet Banking solution, and subsequently receives by mail the premium debit card, MasterCard Gold.

Users who access the e-bancamea.ro platform and apply for the eSential package benefit of zero commissions for the services included in the package – opening and monthly administration of the current account in lei, debit card administration, cash withdrawal from any ATM, administration of the Internet Banking service and activation of SMS Alert service.

In addition, after online enrollment and obtaining the eSential Package, the client can benefit from other advantages when accessing Exim Banca Romaneasca products and services, such as interest rate reductions for a series of lending products and zero administration fee for current accounts in foreign currency associated with the eSential Package.

Exim Banca Romaneasca is accredited by the Authority for Digitization of Romania (ADR) for accessing remote banking products with video identification, thus ensuring a complete and secure digital experience for its customers.

Exim Banca Romaneasca is a 100% Romanian universal bank, ranked in top 10 largest credit  institutions by assets. The bank offers its clients, individuals and corporate, a wide range of quality products and services, adapted to their needs. Exim Banca Romaneasca operates a national distribution network of 83 branches and 26 Corporate Units, the latter being dedicated exclusively to companies, a network that allows it to be close to retail and corporate customers and to implement various Romanian and European development programs. In addition, because it acts as an agent of the state on the guarantee and insurance market, Exim Banca Romaneasca is one of the instruments through which the public funds, made available by the Romanian state, support the sustainable development of the economy.