Exim Premium Package
- Current account in RON
- MastercardWorld debit card
- Current account in Euro – Optional
- Flexible” savings account in RON, EUR, USD – Optional
- Internet/Mobile Banking – Optional
Advantages
- Cash deposits and withdrawals;
- Interbank transfers: payments and collections;
- Intrabank transfers: payments and collections;
- Currency exchanges;
- Establishment and liquidation of term deposits;
- Credit installment repayments;
- National and international POS payments;
- Cash withdrawals at ATMs and MFM (Multifunction Machines) domestically and abroad;
- Cash deposits at the bank’s ATM and MFM network;
- National and international card usage via electronic payment wallets: Google Pay and Apple Pay;
- Account statements are transmitted to the email address monthly. Sending the statement is a cost-free operation and becomes active the day after submitting the request at the branch.
- Account balances are guaranteed by the Bank Deposits Guarantee Fund in the Banking System of Romania , within the limit of EUR 100,000 equivalent in lei per depositor.
Benefits
0 RON for
- Mastercard World debit card administration fee;
- cash withdrawal at Exim Banca Romaneasca ATMs (with card included in the package);
- cash withdrawal at other national and international EU bank ATMs (with card included in the package);
- Internet Banking/Mobile Banking service subscription;
- intrabank payments in RON , made through Internet Banking/Mobile Banking service;
- current account administration/inactivity fee in foreign currency (one current account in the available currencies in the Bank’s offer);
- intrabank payments in RON , made through Internet Banking/Mobile Banking service;
- interbank payments in RON <50,000 Lei made through Internet Banking/Mobile Banking service (including a Transfond fee of 0.51 RON /payment);
- interbank collection commission in RON ;
- ”Flexible” savings account administration fee in RON , EUR, and USD
- intrabank payments in RON ≥ 50,000 RON carried out via the Internet Banking / Mobile Banking service
- intrabank payments in foreign currency carried out via the Internet Banking / Mobile Banking service;
- interbank incoming transfer fee in foreign currency;
- debit card administration fee in EUR.
One free entry per year at Airport Lounge through the LoungeKey program for clients holding Mastercard World in the package;
The transaction limits*, using the Mastercard World debit card:
| Maximum daily cash withdrawal limit at ATMs | National: 10,000 RON |
| International: 3,000 EURO | |
| Maximum weekly cash withdrawal limit at ATMs | National: 70,000 RON |
| International: 21,000 EURO | |
| Maximum monthly cash withdrawal limit at ATMs | National: 250,000 RON |
| International: 80,000 EURO | |
| Maximum cash withdrawal limit at POS | Subject to available funds |
| Maximum cash withdrawal limit per transaction at POS merchants | According to Law No. 191/2018 |
| Maximum daily amount for online transactions (e-commerce) | National: 20,000 RON
International: 4,000 EURO |
| Maximum purchase amount limit al POS | Subject to available funds |
* Transaction limits can be modified by the account holder by completing the issuance request or through subsequent requests.
Administration fee
- 0 RON with the fulfillment of the following conditions, cumulatively:
– a monthly credit turnover of at least RON 10,000 is recorded in the current account in RON included in the Package OR total funds held with Exim Banca Romaneasca, regardless of term or type (demand or term deposits), exceed RON 200,000 (or the equivalent in other currencies at the NBR exchange rate).
– at least two transactions are carried out with merchants using the debit card included in the Package and are settled within the reference month.
- 50 RON / month without fulfilling specific conditions.