EximAsig

As the house is the place where you feel safe, the Dwelling Complex Insurance helps you preserve the comfort of your home in contingencies, such as:

• fire, lighting, explosion or vandalism,
• earthquake, flood/freshet/river deposits, landslides, land collapses and/or storm,
  squall, hurricane, tornados, hail, heavy rain or snow avalanches;
• accidental fall of some objects (including reception antennas) on the insured building, accidental hit from outside of the buildings/goods by vehicles, etc.

Additional risks automatically included in the police without the payment of an additional insurance:

• Covering the goods in the dwelling at first risk within the limit of EUR 2,000;
• Civil liability within the limit of EUR 2,000;
• Covering the expenses for renting a house for maximum 3 months, within the limit of EUR 1,000 following the occurrence of an event covered by the policy;
• Covering the accidental damages of heating stations and air conditioning equipment within the limit of EUR 500;
• Assistance at home – repairs in case of defects with the water, gas, electricity equipment, within the limit of EUR 350/year, respectively EUR 150/event.

Insured amount:

• The house is insured at the assessed value of the building, in the currency of the guaranteed loan granted by the bank.

PAD policy:

• The insurance policy against natural disasters is mandatory and covers the damages produced by earthquakes, landslides and floods, as natural phenomena.

What can be insured?

• the building destined to be a dwelling;
• dwelling annexes (pavilion, swimming pool, sauna, garage, storage room, fencing, etc.);
• the contents (furniture, carpets, paintings, home appliances, electronic equipment, etc.);
• legal civil liability.