Packages

Exim Select Package

  • Current account in RON;
  • Mastercard Gold debit card;
  • Optional: Internet/Mobile Banking,
  • Optional: Current account in Euro
  • Optional: “Flexible” savings account in RON, EUR, USD
  • Advantages
  • Benefits
  • Administration fee

Advantages

  • Cash deposits and withdrawals;
  • Interbank transfers: payments and collections;
  • Intrabank transfers: payments and collections;
  • Currency exchanges;
  • Establishment and liquidation of term deposits;
  • Credit installment repayments;
  • National and international POS payments;
  • Cash withdrawals at ATMs and MFM (Multifunction Machines) domestically and abroad;
  • Cash deposits at the bank’s ATM and MFM network;
  • National and international card usage via electronic payment wallets: Google Pay and Apple Pay;
  • Account statements are transmitted to the email address monthly. Sending the statement is a cost-free operation and becomes active the day after submitting the request at the branch.
  • Account balances are guaranteed by the Deposit Guarantee Fund in the Romanian Banking System, within the limit of EUR 100,000 equivalent in lei per depositor.

Benefits

0 RON for

  • Mastercard Gold debit card administration fee;
  • cash withdrawal at Exim Banca Romaneasca ATMs (with card included in the package);
  • cash withdrawal at other national and international EU bank ATMs (with card included in the package);
  • Internet Banking/Mobile Banking service subscription;
  • intrabank payments in Lei, made through Internet Banking/Mobile Banking service;
  • interbank payments in Lei <50,000 RON made through Internet Banking/Mobile Banking service (including a Transfond fee of 0.51 RON/payment);
  • current account administration/inactivity fee in Euro;
  • for interbank collection commission in RON;
  • intrabank payments in RON ≥ 50,000 RON carried out via the Internet Banking / Mobile Banking service;
  • intrabank payments in foreign currency carried out via the Internet Banking / Mobile Banking service;
  • interbank incoming transfer fee in foreign currency.

For other operations conducted through the current account included in the Package, which are not free or discounted within the Package, the Bank’s Fee List applies.

The transaction limits*, using the Mastercard Gold debit card:

Maximum daily cash withdrawal limit at ATMs National: 7,000 RON
International: 2,000 EURO
Maximum weekly cash withdrawal limit at ATMs National: 50,000 RON
International: 14,000 EURO
Maximum monthly cash withdrawal limit at ATMs National: 170,000 RON
International: 50,000 EURO
Maximum cash withdrawal limit at POS Subject to available funds
Maximum cash withdrawal limit per transaction at POS merchants According to Law No. 191/2018
Maximum daily amount for online transactions (e-commerce) National: 15.000 RON

International: 3,000 EURO
Maximum purchase amount limit at POS Subject to available funds

* Transaction limits can be modified by the account holder by completing the issuance request or through subsequent requests.

Administration fee

  • 0 RON with the fulfillment of the following conditions, cumulatively:

– a monthly credit turnover is registered in the current account in Lei included in the Package ≥ 5.000 RON;

– at least two transaction is carried out at merchants, with the debit card held in the Package and which is settled in the reference month.

  • 25 RON/ month without fulfilling specific conditions